Robots and Temporary Car Insurance – Are
There are many reasons to get temporary or short
term insurance for your car. Many people get it for their friends if
they lend a car to them for a while, or if they need insurance when they
go overseas. There’s one thing that many insurance agents won’t tell you
when you purchase such insurance; Robots are not covered.
In a recent survey of 20 different insurance agencies, when asked if
robots were covered under their temporary insurance, 100% of respondents
responded with a clear “No.” The responses as to why robots are not
covered varied greatly. Some respondents stated that technology was not
advanced enough to produce a robot that could drive a car safely, making
such coverage a liability. Another popular response was that robots are
not human, and that temporary car insurance is only available to persons
known to have been born, rather than robots, which are produced in
factories. One respondent replied that they didn’t know what a robot
was, while yet another responded that they don’t cover robots due to
them being “stupid” and “not as cool as ninjas.”
Humans can still get cover though - try
here in the UK.
The conspiracy against robot coverage goes even deeper, however. When
asked if attacks by robots were covered under their temporary car
insurance, 90% of respondents again stated “No.” Robot attacks have
risen dramatically in the past two years according to one expert, who
wished to remain anonymous for fear of retribution from robots and robot
sympathizers. Hardly a day goes by without the news reporting on yet
another attack from an unfriendly robot, with cars being a popular
target. This is because cars are a large source of metal, which hungry
robots require in order to grow stronger. With these attacks on the
rise, why are insurance companies refusing to pay?
In our survey, the most popular response was that it should be up to the
manufacturer of the robot to pay for any damages caused in these robot
attacks. The robot manufacturers, however, disagree. One of the largest
robot manufacturing companies, also asking to remain anonymous,
responded to this allegation as “ridiculous.” “We cannot afford to pay
for every ‘robot accident’ that occurs,” stated the company
representative, “and it is ridiculous to claim that damage to a person’s
car would not be covered simply because said damage was caused by one of
So what can you do if you need temporary car insurance and you want to
be covered in case a robot attacks or possibly steals your car? The
options at this point, unfortunately, are limited. With the growing
popularity of robots, insurance companies need to recognize that the
idea that only humans drive cars is an antiquated one. If you want
robots to be covered, write your insurance company and let them know.
When it comes down to it, what other option is there…robot insurance?
Now that’s just silly.